Why Most People Stay Broke (Even With a Job)
Big idea: Income isn’t the problem. Behavior is.
Breakdown:
• People don’t track money → money disappears
• Lifestyle creep kills raises
• Convenience spending = silent assassin
• Nobody teaches this stuff on purpose
Quick Play:
• Track every dollar for 7 days (no judging)
• Cancel ONE subscription you forgot about
• Move savings first, spend what’s left (not the other way around)

