Goal: Build smarter money habits without sucking the joy outta life.
Vibe: Friendly competition + small flexes + accountability.
Who it’s for: You and your people trying to level up—broke or ballin’.
🔥 Weekly Breakdown:
Week 1: The No Spend Sprint
Challenge: No spending on non-essentials for 5 out of 7 days. Essentials = rent, gas, groceries, bills. Non-essentials = takeout, shopping, random Amazon buys, Uber when you could walk. Fun part: Each person posts a pic of their “cheapest meal of the week” in the group chat.
Week 2: The $20 Flip
Challenge: Take $20 and try to flip it by the end of the week. Ideas: Resell something, offer a small service, do an online side gig, whatever. Winner: Whoever makes the most out of the $20 pot. Loser has to send a meme explaining their flop.
Week 3: Subscription Sweep
Challenge: Audit your subscriptions and cancel at least one. Bonus points: If you reinvest that money—stash it in savings, stocks, crypto, or donate it. Group activity: Everyone shares how much they saved/cut.
Week 4: Flex Your Free Game
Challenge: Do 3 fun things that cost $0. Could be: free events, hikes, community stuff, DIY movie night, jam sesh. Rule: Must post proof in the group—pics, vids, or a 10-sec storytime.
🏆 At the end:
Crown a winner: Most consistent, funniest updates, or biggest transformation. Prize: Group agrees on it—free lunch on everyone else, bragging rights, or even a mystery box gift.